Free tool · No sign-up required
Wedding budget calculator that actually plans the wedding.
Type your total budget and your wedding date. LOML splits it across all 16 spending categories using real US wedding data, then turns the result into a live plan — vendor by vendor, line by line, payment by payment.
7-day free trial · No credit card required · Cancel anytime
01 · How it works
One number in. A working plan out.
Most calculators give you a static PDF. LOML's gives you a working plan. Enter your total budget; LOML applies the percentages real couples actually spend across the sixteen line items every wedding has. You get an itemized starting point in seconds, then adjust as the real quotes come in — the planner brain keeps the math honest.
16 categories pre-mapped
Venue, catering, photography, flowers, attire, music, and 10 more.
Adjusts for guest count
Per-head categories scale automatically as your list grows.
Paid vs. owed
Tracks deposits, final payments, and what's left in real time.
Overrun flags
The moment a quote pushes a category over, LOML warns you.
02 · By the numbers
What real US weddings cost in 2026.
Averages are useful but ranges are wider than most people expect. Use these as a sanity check — your specific number depends on guest count, location, and venue.
$33K
US median wedding cost
45-50%
Goes to venue + catering
8-10%
Average photography spend
$12-150K
Realistic full range
03 · Why not a spreadsheet
Spreadsheets break the moment plus-ones show up.
Spreadsheets work until your fiancé edits the same row at the same time, or a deposit gets paid and nobody updates the formula, or the florist quote turns out to be per-arrangement instead of per-table. LOML's budget is multi-user, syncs across phones, and the AI co-planner reads every line — so when you ask 'are we on track?' it actually knows.
Both edit live
No version conflicts. No 'is this the latest?' texts.
Linked to vendors
Every line item ties back to its vendor with payment dates.
AI reads it
The planner brain pulls real numbers when you ask questions.
Export anytime
CSV download. Your data is always yours.
04 · Everything included
16 modules. One subscription. No upsells.
The budget tracker is one of 16 modules. Sign up and you also get the guest list, RSVP system, wedding website, save-the-dates, seating chart, vendor manager, day-of timeline, registry, and the planner brain — all for $59.99/mo with a 7-day free trial.
- AI planner brain that reads + writes your wedding data
- Wedding website with 8 logo styles and 7 editorial fonts
- RSVP tracker with meal preferences, dietary tags, plus-ones
- Per-table seating chart with chair-level assignments
- Save-the-date and invitation sending
- Vendor manager with status tracking
- Day-of timeline builder
Common questions
The short version.
Is the wedding budget calculator really free?
Yes. You can use the calculator and the full LOML platform for 7 days without entering a credit card. After 7 days it's $59.99/mo if you keep it, and you keep read-only access to your data even if you cancel.
How is LOML different from The Knot's or Zola's budget calculator?
Their calculators give you a static breakdown. LOML's gives you a live, multi-user budget tracker connected to an AI planner that reads your real numbers and answers questions about them. You can ask 'are we under on flowers?' and it pulls the actual line items.
What categories does the budget cover?
Sixteen line items: venue, catering, bar, photography, videography, flowers, decor, attire, music, transportation, stationery, favors, rings, beauty, officiant, and a miscellaneous bucket. You can add custom categories if you want more granularity.
Can my partner edit the budget too?
Yes. LOML accounts are shared between both partners by default. Invite them by phone from Settings and you both see the same budget live.
What's the average cost of a wedding in the US?
The average is about $33,000 in 2026, but the range is enormous depending on guest count, location, and venue. Couples spending under $15,000 and over $100,000 are both common.
Can I import a budget I already started in a spreadsheet?
Yes. Drop any CSV with line items and amounts and LOML will map them to categories automatically. You can also paste from Google Sheets directly.
Plan your wedding with LOML.
Budget, guest list, RSVPs, seating, website, and the AI co-planner that actually does things.
Start your budget — free7-day free trial · No credit card required · Cancel anytime